Tools | NEA Member Benefits



Autos

What term of vehicle loan should I choose?

Calculate which loan saves you more by comparing the loan term and interest rate of each loan. Read more
What term of vehicle loan should I choose?   Calculate which loan saves you more by comparing the loan term and interest rate of each loan. Read

Should I lease or purchase a vehicle?

Calculate whether or not leasing is preferable to borrowing to buy a vehicle. Read more
Should I lease or purchase a vehicle?   Calculate whether or not leasing is preferable to borrowing to buy a vehicle. Read

How much will my vehicle payments be?

Calculate the amount of your monthly payment using loan amount, loan term, and interest rate. Read more
How much will my vehicle payments be?   Calculate the amount of your monthly payment using loan amount, loan term, and interest rate. Read

See all Autos Tools



Budgeting

Should my spouse work too?

Determine the additional income that a working spouse can earn and the expenses associated with the spouse's work, including transportation, clothing and meals. Read more
Should my spouse work too?   Determine the additional income that a working spouse can earn and the expenses associated with the spouse's work, including transportation, clothing and meals. Read

How much will it cost to raise a child?

Estimate the total cost of raising a child, based on the beginning and ending years of age and amounts that you enter. Read more
How much will it cost to raise a child?   Estimate the total cost of raising a child, based on the beginning and ending years of age and amounts that you enter. Read

What will it take to pay off my balance?

Estimate when you’ll be able to pay off a debt such as a credit card or auto loan. Read more
What will it take to pay off my balance?   Estimate when you’ll be able to pay off a debt such as a credit card or auto loan. Read

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Home Equity and LOC

How much will my loan payments be?

Calculate monthly payments for an amortizing loan and interest-only payments on a line of credit. Read more
How much will my loan payments be?   Calculate monthly payments for an amortizing loan and interest-only payments on a line of credit. Read

What will my tax savings be?

Calculate the mortgage interest tax savings on a home equity loan and line of credit. Read more
What will my tax savings be?   Calculate the mortgage interest tax savings on a home equity loan and line of credit. Read

How large a line of credit can I obtain?

Calculate the maximum home equity line of credit you can obtain by finding the maximum combined loan-to-value ratio your lender will consider. Read more
How large a line of credit can I obtain?   Calculate the maximum home equity line of credit you can obtain by finding the maximum combined loan-to-value ratio your lender will consider. Read

See all HomeEquityAndLineOfCredit Tools



Home Financing and Refinancing

How much can I save in taxes?

Find your average yearly tax savings on a mortgage loan and calculate your after-tax interest rate on the loan. Read more
How much can I save in taxes?   Find your average yearly tax savings on a mortgage loan and calculate your after-tax interest rate on the loan. Read

How much will my mortgage payments be?

Calculate your monthly mortgage payment for a given loan amount, interest rate and loan term. Read more
How much will my mortgage payments be?   Calculate your monthly mortgage payment for a given loan amount, interest rate and loan term. Read

Which is better: a fixed or adjustable rate mortgage?

Calculate the monthly mortgage payment for a fixed- and adjustable-rate mortgage (ARM) loan, given their respective interest rates and other loan terms. Read more
Which is better: a fixed or adjustable rate mortgage?   Calculate the monthly mortgage payment for a fixed- and adjustable-rate mortgage (ARM) loan, given their respective interest rates and other loan terms. Read

See all HomeFinancingAndRefinancing Tools



Insurance

What is my return on a variable universal policy?

Compare rates of return for a variable universal life insurance policy for three different time periods. Read more
What is my return on a variable universal policy?   Compare rates of return for a variable universal life insurance policy for three different time periods. Read

What is my return on a whole life policy?

Compare rates of return for a whole life insurance policy for three different time periods. Read more
What is my return on a whole life policy?   Compare rates of return for a whole life insurance policy for three different time periods. Read

What is my return on a universal policy?

Compare rates of return on a universal life insurance policy for three different time periods. Read more
What is my return on a universal policy?   Compare rates of return on a universal life insurance policy for three different time periods. Read

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Mutual Funds

There are currently no tools for this category.



Retirement Planning

What will my income be after I retire?

This calculator helps you answer key questions related to achieving your retirement goals. Read more
What will my income be after I retire?   This calculator helps you answer key questions related to achieving your retirement goals. Read

How will this account be used?

This calculator helps you answer key questions related to achieving your retirement goals. Read more
How will this account be used?   This calculator helps you answer key questions related to achieving your retirement goals. Read

Which savings should be used first?

This calculator helps you answer key questions related to achieving your retirement goals. Read more
Which savings should be used first?   This calculator helps you answer key questions related to achieving your retirement goals. Read

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Roth IRA

There are currently no tools for this category.



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