1. To qualify for the $200 reward, you must close on any purchase or refinance loan, secured by a first mortgage or deed of trust with Wells Fargo Home Mortgage. The reward will be redeemable for gift card(s) of your choice from a list of over 150 participating merchants. This promotion and other benefits through The NEA Home Financing Program^® cannot be combined with the benefits of The Relocation Mortgage Program^® or any other program or promotion. The $200 reward is not available for assumption or modification loans, loans originated through brokers, joint ventures or other third parties, home equity loans or home equity lines of credit. This promotion is valid for new purchase or refinance mortgage loan applications taken through The NEA Home Financing Program via toll-free number or website provided above, subject to whether the promotion is still available. Contact your mortgage consultant for additional details, including its current availability, terms and conditions. The $200 reward is administered by Hallmark Insights, which is not affiliated with Wells Fargo Home Mortgage and is subject to change or may be withdrawn at any time without notice. A current merchant list can be obtained by calling 1-800-765-4438 or by going to www.hallmarkinsights.com/redeem. Merchants are subject to change without notice. Please examine the gift cards for terms and conditions regarding their use. Information in this material is accurate as of the date of printing and is subject to change without notice.

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