<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0">
		<channel>
		<title>This Active Life Archive Sept. 2001</title>
		<link>http://www.nea.org/activelife/0109/</link>
		<description>This Active Life Archive Sept. 2001</description>
		<generator>XHEMS 20050506 RD</generator>
		<item><title>NEA: This Active Life -- Voices</title><link>http://www.nea.org/activelife/0109/voices.html</link><guid isPermaLink="true">http://www.nea.org/activelife/0109/voices.html</guid><pubDate>Fri, 01 Oct 2004 04:00:00 GMT</pubDate><description><![CDATA[


<table width="200" border="0" cellspacing="0" cellpadding="2" bgcolor="#003399" align="right">
  <tr> 
    <td align="center" valign="middle"> 
      <table width="95%" border="0" cellspacing="0" cellpadding="2">
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="/activelife/archive.html"><font size="-2">Archives</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td colspan="2"><b>Table of Contents&#151;<br>
            Sep 2001</b></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="voices.html"><font size="-2">Voices</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="choices.html">Choices</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="doing.html">Look 
            at What I've Done</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="contribution.html">My 
            Contribution</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="pension.html">Pension 
            Profiles</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="difference.html">Making 
            a Difference</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="bestyears.html">Best 
            Years Guide</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="expert.html">Ask 
            the Expert</a></font></td>
        </tr>
      </table>
    </td>
  </tr>
</table>

<h2>NEA: This Active Life: Carving a New Life in Wood</h2>

                    <p><IMG SRC="images/voices.jpg" WIDTH=95 HEIGHT=95 ALIGN="lefT">When 
                    Hawaii member Herb Kaneko retired from his high school woodshop 
                    and vocational education career in 1995, he didn&#146;t want 
                    his years of training and love for woodworking to fade away. 
                    &quot;I&#146;ve always loved making beautiful pieces with 
                    great care,&quot; says Kaneko. &quot;Retirement has finally 
                    given me the chance and the time to do so.&quot;</P>
      <P>Kaneko not only works on furniture and other household pieces. He&#146;s 
        also created carvings linked to his Hawaiian heritage. &quot;I create 
        hat blocks for forming the traditional Hawaiian hat called the lauhala 
        and make carvings that reflect the rich images of Hawaii,&quot; Kaneko 
        says, pleased with the resurgence of Hawaiian crafts.</P>
      <P>Kaneko isn&#146;t alone. Other members of the Kaneko family have also 
        dedicated themselves to traditional Hawaiian crafts, such as weaving. 
        Kaneko and his family members are familiar sights at state and local craft 
        fairs and festivals.</P>
      <P>&quot;Discovering the beauty of the grain and the wonderful texture of 
        the wood is a great experience,&quot; Kaneko reflects. &quot;Like many 
        craftsmen, I have a great respect </P>
      <P>for the source of my wood. And now that I have the luxury of time, I 
        can take </P>
      <P>my time to create beautiful pieces. When I&#146;m in my workshop, I can 
        lose myself in my work.&quot;</P>
      <P>Kaneko&#146;s care and craftsmanship has paid off. &quot;Woods by Herb,&quot; 
        has received awards and quite a few orders for custom-made pieces. </P>
      <P>&quot;Knowing others appreciate my work makes me very pleased and keeps 
        me going,&quot; says Kaneko. &quot;As long as I can.&quot;<B></B></P>
      <B> 
      <P>VOICES</P>
      <P>A Message from the President</P>
      </B><I> 
      <P>Lives Dedicated to Education and Activism</P>
      </I> 
      <P>This summer, we bid a sad farewell to two dedicated leaders in NEA-Retired: 
        Elaine Marks, a member of the NEA-Retired Advisory Council from South 
        Carolina, and Deloris Hampton, a local leader and activist in Fairfax 
        County, Virginia. </P>
      <P>Throughout their education careers and retirement lives, both women dedicated 
        themselves to improving our profession and our quality of life. They were 
        always present at leadership meetings, lobbying activities, and NEA Representative 
        Assemblies, ready and willing to get involved. And when the time came 
        to volunteer, even the heavy work of landscaping, painting, and cleaning 
        schools in impoverished neighborhoods, these leaders never hesitated.</P>
      <P>Elaine Marks and Deloris Hampton represent thousands of local, state, 
        and national leaders who have chosen to represent you.</P>
      <P>Because of their commitment and hard work, many of you have seen your 
        pensions and health care coverage improve. Because of their activism, 
        you&#146;ve seen your concerns on the front pages of newspapers and heard 
        politicians address your needs as educators and as retirees. Because of 
        their creativity and leadership, you&#146;ve attended social gatherings, 
        taken educational and enjoyable trips, and networked with friends and 
        colleagues.</P>
      <P>As you go about your retired life, don&#146;t forget to stop and say 
        thank you to your tireless leaders. And don&#146;t hesitate to get involved 
        yourself. NEA-Retired wants and needs you to get involved in the Association. 
        You&#146;ll find a rich, rewarding experience awaiting you.</P>
      <P>This summer, I saw many new faces at the NEA Annual Meeting. Together 
        with NEA-Retired veteran leaders, they worked hard to make our Association 
        strong. Elaine Marks and Deloris Hampton and all of the leaders who&#146;ve 
        gone before us would be proud. Join me in following their example. I look 
        forward to seeing you at the next leader meeting.<B> </B></P>
      <B> 
      <P>From the Editor</P>
      </B><I> 
      <P>Lessons in Living</P>
      </I> 
      <P>Thanks to your letters and E-mails, I&#146;ve learned that the life of 
        a retired member isn&#146;t necessarily a quiet one. I&#146;ve learned 
        that many of you are climbing mountains, volunteering overseas, and carving 
        out new job opportunities. And I&#146;ve learned over and over again that 
        leaving your job doesn&#146;t mean leaving education.</P>
      <P>That makes my search for interesting stories much easier, and I think 
        you&#146;ll notice the difference in this and future issues. These aren&#146;t 
        just the same old faces time and again or a collection of People Magazine 
        fluff stories, they&#146;re features that demonstrate the wide variety 
        of members in your organization.</P>
      <P>More and more, I&#146;ve found new names, faces, and stories for these 
        pages. And thanks to your feedback, I&#146;ve found new questions to answer, 
        new resources and organizations to feature.</P>
      <P>Because of this, I welcome your suggestions for stories and people to 
        cover. I&#146;d like to know what issues you&#146;re grappling with during 
        your retirement. I&#146;d like to know what your local or state Affiliate 
        is doing to help you. I&#146;d like to know how you&#146;re spending your 
        retirement. I&#146;d also like to know if there are fellow retirees and 
        leaders who deserve recognition for the hard work they do. These stories 
        enrich this magazine.</P>
      <P>Keep your calls, letters, and E-mails coming. We rely on them. <A HREF="mailto:amerina@nea.org">Anita 
        Merina, Editor</A><B> </B></P>
      <B> 
      <P>Our Readers Respond</P>
      </B><I> 
      <P>What was one of your most memorable school experiences?</P>
      </I> 
      <P><b>A Memorable Student</b></P>
      <P> I had a student who was very eager to learn and worked hard every day. 
        He hadn&#146;t learned to read before.</P>
      <P>The difference between this student and the elementary students I taught: 
        This student wore an orange uniform, and we worked in a small room under 
        the close supervision of a prison guard. But he showed such pride when 
        he could finally read aloud a book like Read to My Bunny to his own child.</P>
      <P>Elaine Renger<BR>
        Mentor, Ohio</P>
      <P><b>Proud Mary</b></P>
      <P>After a career in education for over 35 years teaching kindergarten, 
        transition first, and first grade, I have many memorable experiences. 
        The one that first came to me was about Mary Ann, who was finally successful 
        cutting out a jack-o-lantern. That was back in the early 1970s, but I 
        can still see her by the window as she held up the orange paper that she 
        had turned into a perfect jack-o-lantern. That big smile and look of pride 
        has remained with me.</P>
      <P>Another moment was on the evening of one kindergarten orientation when 
        a young father came to me with his son. I realized the father had been 
        one of my students 25 years earlier. This happened several times after 
        that but that evening was particularly special.</P>
      <P>Catherine Adams<BR>
        Rockford, Illinois</P>
      <P><b>A Career of Memories</b></P>
      <P>My plan was to become a concert pianist, not a teacher. Once I began 
        teaching, however, I realized what a difference I could make. Over the 
        years, I saw children who were considered to be unable to learn. I gained 
        the reputation of being very fair, understanding, and loving. For me, 
        every day was a new, exciting, and interesting experience, and teaching 
        was much more fun than working in a department store or insurance company. 
      </P>
      <P>The children brought happiness to me when things were not going well 
        personally, and they looked to me to be their mother, nurse, counselor, 
        and friend.</P>
      <P>Elizabeth W. Carson<BR>
        Allentown, Pennsylvania</P>
      <P><b>Finding the Spark</b></P>
      <P>I&#146;d had my share of roughnecks in the classroom, and I knew that 
        children rebelled when they simply didn&#146;t understand what was asked 
        of them. In some ways, the behavior was really a cry for help.</P>
      <P>I kept after one child until I recognized a twinkle of comprehension. 
        I knew I had him hooked. He began to read and understand, and he didn&#146;t 
        seem as angry anymore. Years later, this boy visited me as an adult. &quot;I 
        want my child in your classroom,&quot; he said, and I knew I had my reward 
        for persevering.</P>
      <P>Almarene C. Lowndes<BR>
        Columbus County, Florida</P>
      <P><b>Eating Her Words</b></P>
      <P>I remember the quirky downside of my attempts to play the positive role 
        model. During lunchtime at my school in Hillsborough County, Florida, 
        I used to force myself to eat cooked spinach, a food that was always hard 
        for me to swallow, because I wanted to teach the children not to refuse 
        or be picky about food. To this day, I&#146;m unable to eat cooked spinach 
        on my own!</P>
      <P>Bobbie Jean Cook<BR>
        Hillsborough County, Florida</P>


]]></description></item><item><title>NEA: This Active Life -- Personal pension Profiles</title><link>http://www.nea.org/activelife/0109/pension.html</link><guid isPermaLink="true">http://www.nea.org/activelife/0109/pension.html</guid><pubDate>Fri, 01 Oct 2004 04:00:00 GMT</pubDate><description><![CDATA[


<table width="200" border="0" cellspacing="0" cellpadding="2" bgcolor="#003399" align="right">
  <tr> 
    <td align="center" valign="middle"> 
      <table width="95%" border="0" cellspacing="0" cellpadding="2">
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="/activelife/archive.html"><font size="-2">Archives</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td colspan="2"><b>Table of Contents&#151;<br>
            Sep 2001</b></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="voices.html"><font size="-2">Voices</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="choices.html">Choices</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="doing.html">Look 
            at What I've Done</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="contribution.html">My 
            Contribution</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="pension.html">Pension 
            Profiles</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="difference.html">Making 
            a Difference</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="bestyears.html">Best 
            Years Guide</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="expert.html">Ask 
            the Expert</a></font></td>
        </tr>
      </table>
    </td>
  </tr>
</table>



<h2>NEA: This Active Life: Personal pension Profiles</h2>

      <h3>Katherine Hairston</h3> 

<P><b>Pension story</B></P>
      
      <P><IMG SRC="images/profile1.jpg" WIDTH=95 HEIGHT=95 ALIGN="LEFT">Virginia member Katherine Hairston retired in 1994 after teaching second 
        and third grade for 36 years in Henry County, Virginia. In Virginia, retirees 
        receive a small bonus to their pension for teaching more than 35 years, 
        says Hairston. As a Virginia retiree, Hairston receives a health credit 
        of $75. Because she is over 65, Hairston is covered by Medicare. Currently, 
        Hairston's pension is $2,189.03, after taxes, $1,928.91. She also receives 
        Social Security payments.</P>
      <B>
      <P>State Story</P>
      </B>
      <P>In Virginia, members and leaders of the Virginia Education Association 
        and Virginia Education Association-Retired are working hard to improve 
        the state&#146;s cost-of-living increase and health care credit. In addition, 
        VEA and VEA-Retired are speaking out against the governor&#146;s use of 
        Virginia Retirement System funds to cover shortfalls in the state budget 
        instead of improving the retirement system itself.</P>
      <B>
      <P>Pension Priorities</P>
      </B>
      <P>"My biggest concern is that the cost-of-living increases we receive in 
        our state are so small that in a few years our pensions won&#146;t keep 
        up with the real costs of living. I know a number of retirees who retired 
        many years ago and haven&#146;t been able to keep up with today&#146;s 
        expenses in food, housing, and other necessities. Now they&#146;re struggling. 
      </P>
      <P>I&#146;m afraid of the same thing. I substitute a lot to supplement my 
        income and to take advantage of travel opportunities.</P>
      <P>"I&#146;m also concerned about the high cost of health care. One of the 
        things I do is avoid using my annuities so that they&#146;ll last longer. 
        I also try to stay out of debt. My advice to other retirees: Make sure 
        you invest some of your money to supplement your pension. You never know 
        what the future may bring."</P>
      <P>"&#133;make sure you invest some of your money to supplement your pension."<B><I><FONT SIZE=4></font></I></B></P>
      <B><I><FONT SIZE=4>
      <P>Colleen Dorris</P>
                  <IMG SRC="images/profile2.jpg" WIDTH=95 HEIGHT=95 ALIGN="LEFT" HSPACE=9> </font></I> 
                  <P>Pension story </P>
      </B> 
      <P>Tennessee member Colleen Dorris took early retirement in 1980 because 
        of her father&#146;s and mother&#146;s illnesses. Until her retirement, 
        she had been teaching high school home economics and vocational education 
        at Clarksville High School. </P>
      <P>"I remember my very first year of teaching, I made $200 a month," recalls 
        Dorris, a former president of the Tennessee Retired Teacher Association. 
        These days, Dorris says she lives quite comfortably on her pension and 
        her savings. "That&#146;s because we planned ahead and put money away 
        for retirement very early in our teaching career. We also invested wisely," 
        explains Dorris. "We didn&#146;t want any surprises during our later retirement 
        years."</P>
      <P>As president of the Tennessee Retired Teacher Association, Dorris worked 
        with leaders and members to push for pension protection and health care 
        and continues to do so. </P>
      <B> 
      <P>State Story</P>
      </B> 
      <P>Tennessee has been in the national news lately because the state legislature 
        overrode the governor&#146;s veto of the state budget, which included 
        a 2.5 percent raise for teachers and includes funding for the increase 
        in the state&#146;s portion of health insurance premiums. TEA continues 
        to monitor the progress of the budget. For retired teachers, the cost-of-living 
        adjustment is 3 percent, says Dorris. </P>
      <B> 
      <P>Pension priorities</P>
      </B> 
      <P>"For me, it&#146;s actually taking time to teach others the importance 
        of planning ahead. I help conduct a two-hour workshop on planning for 
        retirement for active TEA members because too often, people wait until 
        it&#146;s too late to save for their retirement years. Our workshop helps 
        them anticipate health care and living costs. We did well by saving and 
        investing our money. I want others to learn by our example.</P>
      <P>"Another priority for me is long-term care. I had to buy my own insurance 
        in the beginning. That has changed, but I do look ahead to the challenges 
        long-term care will bring."</P>
      <P>"&#133;too often, people wait until it&#146;s too late to start planning 
        for their retirement years."</P>


]]></description></item><item><title>NEA: This Active Life July 2002 -- Getting Acquainted</title><link>http://www.nea.org/activelife/0109/getacquainted.html</link><guid isPermaLink="true">http://www.nea.org/activelife/0109/getacquainted.html</guid><pubDate>Fri, 01 Oct 2004 04:00:00 GMT</pubDate><description><![CDATA[






<table width="200" border="0" cellspacing="0" cellpadding="2" bgcolor="#003399" align="right">
  <tr> 
    <td align="center" valign="middle"> 
      <table width="95%" border="0" cellspacing="0" cellpadding="2">
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="/activelife/archive.html"><font size="-2">Archives</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td colspan="2"><b>Table of Contents&#151;<br>
            July 2002</b></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="voices.html"><font size="-2">Voices</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="choices.html">Choices</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="people.html">People</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="getinvolved.html">Getting Involved</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="getby.html">Getting By</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="getacquainted.html">Getting Acquainted</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="cooking.html">Cooking</a></font></td>
        </tr>
      </table>
    </td>
  </tr>
</table>


<h2><i>This Active Life</i> July 2002: Getting Acquainted</h2>


<p><strong>See What I'm Doing</strong></p>
<h3>Retired--and Teaching Overseas</h3>

<p>Last fall Michigan member Lynn Larson found herself once again living in a dorm room, staring at battle-scarred posters tacked to the walls, and fighting for hot water in the shower. But she wasn't a college student: this time she was teaching during a five-month sojourn to Qingdao, China.</p>

<p>Ruth Trageser, NEA-Retired member from Minnesota, found herself with space in her calendar when university courses she was to teach last fall were canceled. Intrigued by a university program that found students jobs as English language teaching assistants overseas, Trageser asked if retirees could take part. She successfully made her case and spent two months teaching in St. Petersburg, Russia. (In fact, Trageser now serves as coordinator of the program!)</p>

<p>Many retirees like having more time to travel and especially enjoy the opportunities they have to learn about the history and geography of other cultures. Larson and Trageser were picked for their teaching skills, but both say that during their trips they learned just as much as they taught.</p>

<p>Combining travel with the opportunity to learn firsthand about schools and the experiences of children and educators in other countries was richly rewarding, they say. "I loved every minute of it," says Larson. "I wanted to learn as much as I imparted," and that attitude helped her get the most out of her stay. "It was fantastic--a life-changing experience," agrees Trageser. Larson taught English to college students at Qingdao University and assisted an elementary school teacher, while Trageser taught senior high school students.</p>

<p>The daily experiences of students and teachers in the Chinese and Russian systems left a deep impression on Larson and Trageser.</p>

<p>The lives of students in China are difficult and in many ways very different than their counterparts in the United States, Larson says. The typical student in her college courses rose at 6 a.m. for an exercise session, followed by breakfast. There were morning and afternoon classes, and students returned to the classrooms--with their wooden desks and cement floors--to study during the evening. Lights in the dormitory were turned off around 11 p.m. Chinese students face early pressures to do well academically. Only students who score in the top 20 percent on tests are eligible for college, and another five percent go on to a technical school. So most students believe that school "is a place to be serious and to focus so that you are not forced to be a laborer," says Larson. Her students "would talk about the tremendous pressure they felt, and how they didn't want to do this to their kids," she says. "Every class is demanding."</p>

<p><strong>Obedient Pupils</strong><br>
  Trageser notes that her students were "obedient and eager to please." They were 
  assigned three to five hours of homework a night--and completed it. When the 
  bell rang to signal the end of class, students waited until she formally dismissed 
  them. They excelled in their knowledge of American geography and politics but 
  were unused to participating in the kinds of discussions Trageser liked having 
  in her classes.</p>

<p>"I had a hard time having classroom discussions because the students were so used to listening," she says. "I came into the classroom, and the students were ready to write down every word."</p>

<p>Larson and Trageser also highlighted the tough conditions facing teachers. Chinese teachers "work very, very hard," Larson says. A Chinese colleague of hers taught middle school classes during the day, tutored children after school and on Saturdays, and still had to find the time to plan and to grade assignments. Her pay? About $150 per month. At the elementary school where she taught, a teacher might have from 50 to 70 students in one class.</p>

<p>Teachers in St. Petersburg made only about $100 per month, says Trageser, and were required to perform many duties outside of teaching. Because the school could only afford a part-time custodian, teachers were forced to spend a Saturday raking leaves on the school grounds, she recalls. One teacher told Trageser: "I'm 72, I'm tired, and I want to quit." But her pension, which would have totaled barely $30 a month, wouldn't permit it.</p>

<p>Teachers and students alike had to scrape by due to the faltering economy in St. Petersburg, says Trageser. One evening she ate at the home of one of her students. After dinner, the student excused herself to leave. It turned out that there were not enough beds in her parents' apartment, so she slept each night at her grandmother's. "She had to walk two blocks every night to her bedroom," says Trageser.</p>

<p>Despite the obvious cultural differences, both Larson and Trageser say their Russian and Chinese hosts extended themselves to make sure they felt comfortable. Students and teachers invited them into their homes for dinner, took them to local markets, and proudly showed off local museums and  historical sites. This warmth was especially welcome because both of them were abroad during the terrorist attacks of September 11. The U.S. Embassy warned Americans to keep a low profile, but Trageser says many Russians came up to her and announced, "We are with the United States."</p>

<p>"I had some preconceived notions before I got there--that I would be treated with some suspicion and possibly even some disrespect," says Trageser. "But I was treated very warmly. It really made me think about how much we're all alike: students and adults are so alike from one culture to another. My experience really enhanced my respect for other cultures."</p>

<p>Larson's advice for retirees thinking about teaching in other countries? "I'd 
  tell anyone to take advantage of it," she says. "I never had a bad day." Ruth 
  Trageser is now coordinator of the English Language Teaching Assistant Program 
  at the University of Minnesota-Morris. If you are interested in participating 
  as a teacher of English overseas, contact Ruth at 14474 Skyline Drive, Spicer, 
  MN 56288, e-mail her at <a href="mailto:ruth@eltap.org">ruth@eltap.org</a> or 
  go to <a href="http://www.eltap.org">www.eltap.org</a>.</p>







]]></description></item><item><title>NEA: This Active Life -- Ask the Expert</title><link>http://www.nea.org/activelife/0109/expert.html</link><guid isPermaLink="true">http://www.nea.org/activelife/0109/expert.html</guid><pubDate>Fri, 01 Oct 2004 04:00:00 GMT</pubDate><description><![CDATA[


<table width="200" border="0" cellspacing="0" cellpadding="2" bgcolor="#003399" align="right">
  <tr> 
    <td align="center" valign="middle"> 
      <table width="95%" border="0" cellspacing="0" cellpadding="2">
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="/activelife/archive.html"><font size="-2">Archives</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td colspan="2"><b>Table of Contents&#151;<br>
            Sep 2001</b></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="voices.html"><font size="-2">Voices</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="choices.html">Choices</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="doing.html">Look 
            at What I've Done</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="contribution.html">My 
            Contribution</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="pension.html">Pension 
            Profiles</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="difference.html">Making 
            a Difference</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="bestyears.html">Best 
            Years Guide</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="expert.html">Ask 
            the Expert</a></font></td>
        </tr>
      </table>
    </td>
  </tr>
</table>


<h2>This Active Life: Ask the Expert</h2>

      <P>Each issue of This Active Life tackles one area of retiree concern. In 
        this issue: the types of services and resources available to seniors.</P>
      <B>
      <P>I&#146;d like to find a lawyer specializing in elder law, but I don&#146;t 
        know where to look. Can you help?</P>
      </B>
      <P>The National Academy of Elder Law Attorneys (NAELA) is a great place 
        to start. The Academy has a Web site (www.naela.com) that offers a great 
        deal of advice and information. The Academy has also produced a very helpful 
        brochure, "Questions and Answers When Looking for an Elder Law Attorney." 
        The brochure, also available on the Web, is a good first step in seeking 
        legal counsel. The NAELA brochure also includes questions that can help 
        you determine if its truly a lawyer you need for your case. If you don&#146;t 
        have access to a computer, you can write to NAELA at 1604 North Country 
        Club Rd., Tucson, AZ 85716 or call 520/881-4005.</P>
      <B>
      <P>I know there are plenty of resources out there for seniors. Is there 
        a guide or directory I can use to narrow my search?</P>
      </B>
      <P>Yes. The National Institute on Aging (NIA) and the Administration on 
        Aging (AoA), recently updated the Resource Directory for Older People, 
        a guide to services, ombudsman programs, and state agencies. A single, 
        hard copy is available free of charge by calling 800/222-2225. If you&#146;d 
        like multiple copies, the charge is $5 per copy for 2-50 copies and $3 
        per copy for requests of more than 50 copies. You can also download the 
        file at the NIA and AoA Web sites. Go to www.aoa.gov/directory or www.nih.gov/nia.</P>
      <B>
      <P>I&#146;m going to be relocating to another state and want to know about 
        the housing choices and services in that area. Where can I go to get help?</P>
      </B>
      <P>Go to Benefits CheckUp, a terrific new site by the National Council on 
        Aging. It&#146;s a free service that identifies federal and state assistance 
        programs for Older Americans. You&#146;ll be surprised to learn what benefits 
        are available to you. Go to www.benefitscheckup.org.</P>
      <B>
      <P>What if I have a problem with a retirement home or public agency or experience 
        age discrimination?</P>
      </B>
      <P>You should check with your local agency on aging. They should have an 
        ombudsman ready to address your concerns. In Florida, the Attorney General&#146;s 
        office even has a "Senior Sleuths" office, charged with handling fraud 
        complaints from seniors. And don&#146;t forget your local or state NEA 
        affiliate. It&#146;s a great source of support.</P>


]]></description></item><item><title>NEA: This Active Life -- Look at What I've Done</title><link>http://www.nea.org/activelife/0109/doing.html</link><guid isPermaLink="true">http://www.nea.org/activelife/0109/doing.html</guid><pubDate>Fri, 01 Oct 2004 04:00:00 GMT</pubDate><description><![CDATA[


<table width="200" border="0" cellspacing="0" cellpadding="2" bgcolor="#003399" align="right">
  <tr> 
    <td align="center" valign="middle"> 
      <table width="95%" border="0" cellspacing="0" cellpadding="2">
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="/activelife/archive.html"><font size="-2">Archives</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td colspan="2"><b>Table of Contents&#151;<br>
            Sep 2001</b></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="voices.html"><font size="-2">Voices</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="choices.html">Choices</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="doing.html">Look 
            at What I've Done</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="contribution.html">My 
            Contribution</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="pension.html">Pension 
            Profiles</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="difference.html">Making 
            a Difference</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="bestyears.html">Best 
            Years Guide</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="expert.html">Ask 
            the Expert</a></font></td>
        </tr>
      </table>
    </td>
  </tr>
</table>

<h2>This Active Life: Look at What I've Done</h2>

      <h3>Retired Math Teacher Now In the Driver&#146;s Seat</h3>

                  <p><img src="images/doing.jpg" align="LEFT" hspace=9 width=95 height=95> 
                  Delaware member Norman Poole taught high school mathematics for more 
        than 30 years. These days, however, you can find Poole in a host of activities: 
        driving a school bus, mentoring elementary children, and leading his state 
        Association as Delaware State Education Association-Retired president. 
        For Poole, it's all in a day&#146;s work as an active NEA-Retired leader.</P>
      <P><b>Why I Volunteer</b> </P>
      <B></B> 
      <P>I volunteer in schools because I love seeing students improve. You see 
        that bright light in their eyes when they open up and learn. And when 
        I sub as a school bus driver, I have a strong respect for the important 
        task these drivers carry out every day. You&#146;re the first person children 
        see in the morning and the last person they&#146;ll see in the afternoon. 
        And you have the added responsibility of carrying this precious cargo 
        to and from school.<B> </B></P>
      <B> 
      <P>Memorable Student</P>
      </B> 
      <P>I remember one particular boy who wouldn&#146;t stay in his seat. He 
        just seemed anxious all the time. I finally started talking with him and 
        reading with him. He confided in me that he was afraid to raise his hand 
        because he didn&#146;t want to make a mistake. I told him that mistakes 
        were part of learning. This young man followed my advice and improved 
        little by little, gaining confidence as he went. Today he&#146;s doing 
        just fine.<B> </B></P>
      <B> 
      <P>Most Important Lesson </P>
      </B> 
      <P>Find your passion and follow it, especially if you want to continue helping 
        children and public schools. There are so many children out there who 
        need a helping hand. My experiences have told me again and again that 
        one person truly can make a difference in the life of a child. I&#146;ll 
        always take to heart the old African proverb, "It takes a village to raise 
        a child." For every retiree out there, there&#146;s a child who will blossom 
        with your help. The experience will not only change the child&#146;s life, 
        but also change your own.<B><I><FONT SIZE=4> </font></i></B></P>
      <B><I><FONT SIZE=4> 
      <P>Dedicated to Her Profession and Association</P>
                  <IMG SRC="images/doing2.jpg" WIDTH=95 HEIGHT=95 ALIGN="LEFT" HSPACE=9> </font></i></B> 
                  <P>Kansas member Fran Raines thanks her lucky stars for her Association. 
        Joining the Kansas National Education Association more than 35 years ago 
        not only led to a lifelong career in education, it led to a life of Association 
        activism. Here, the retired kindergarten teacher and former president 
        of KNEA-Retired recalls many of the highlights of her profession and leadership.<B> 
        </B></P>
      <B> 
      <P>Proudest Moment </P>
      </B> 
      <P>Being chosen Kansas Master Teacher of the Year in 1976. I was so honored 
        to receive this award from my peers. It told me that all of the hard work, 
        long hours, and commitment to the wonderful children I taught was well 
        worth it.<B> </B></P>
      <B> 
      <P>My Association Experience</P>
      </B> 
      <P>From the very beginning, there simply wasn&#146;t any question about 
        belonging to the Association. I had mentors who got me involved from my 
        very first year and told me how important it was to be a part of our state 
        and national Association. From then on, I was hooked.<B> </B></P>
      <B> 
      <P>RA Memories</P>
      </B> 
      <P>When I first began attending the NEA Representative Assem-blies, I remember 
        feeling so overwhelmed. Here we were, thousands of delegates from around 
        the nation, charting the future of our organization and public education. 
        People spoke passionately, yet at the same time respected opposing views. 
        This was truly the democratic process in action and I was proud to be 
        a part of it.<B> </B></P>
      <B> 
      <P>Most Memorable RA Moment</P>
      </B> 
      <P>The last RA for NEA President Mary Hatwood Futrell. We were so proud 
        of her and all she had accomplished for our Association. It was so moving 
        to hear her last speech and to be able to tell her how much we appreciated 
        her hard work.<B> </B></P>
      <B> 
      <P>Important Association Achievement</P>
      </B> 
      <P>When we created Kansas NEA-Retired for our retired members. I was proud 
        to be there at the very beginning. Creating KNEA-Retired meant we had 
        an organization that would fight for our issues. Today, we lobby at our 
        state capitol, coordinate NEA &#145;s Read Across America activities, 
        and mobilize our members at election time.<B><FONT SIZE=4> </font></B></P>
      <B><FONT SIZE=4> 
      <P>In Minnesota</P>
      </font></B><FONT SIZE=4><I> 
      <P>Keeping Music Alive</P>
                  <IMG SRC="images/doing3.jpg" WIDTH=95 HEIGHT=95 ALIGN="lefT" HSPACE=9> </I></FONT> 
                  <P>If you have a sick or broken accordion or concertina, the perfect person 
        to consult is Minnesota Retired member Yvonne Marts. Marts, a retired 
        special ed teacher in Fergus Falls, spent nearly a year learning her new 
        trade from a master. </P>
      <P>"There I was, a 62-year-old retired teacher joining a 21-year-old student, 
        a 32-year-old graphic artist, a 35-year-old electrical engineer, and 45-year-old 
        machinist," recalls Marts with a laugh. "I was the only woman and the 
        oldest of the bunch, but I held my own in class."</P>
      <P>The students learned how to diagnose and repair problems with accordions 
        as well as restore instruments that had gathered dust or had been abused 
        for years. "Our instructor had a Ph.D in musicology and taught us at her 
        level," says Marts. "We learned everything."</P>
      <P>Marts is now busy with customers from as far away as Canada and even 
        Norway. "I&#146;ve fixed a lot of accordions that belonged to the fathers 
        of my clients," says Marts. "Some required extensive repair be-cause they 
        were stored in wet basements."</P>
      <P>When Marts isn&#146;t repairing accordions, she&#146;s playing them. 
        "Every second Monday of the month, I open my house to anyone who wants 
        to make music or just listen," she notes. "People come from miles away 
        to play piano, organ, mandolin, hammer dulcimer, and, of course, accordions. 
        You haven&#146;t heard anything until you&#146;ve heard the boogie woogie 
        on a bunch of accordions and mandolins."</P>
      <P>For more information, E-mail Marts at <a href="mailto:ymarts@prtel.com">ymarts@prtel.com</a>.</P>


]]></description></item><item><title>NEA: This Active Life -- What Can Your Association Do For You</title><link>http://www.nea.org/activelife/0109/difference.html</link><guid isPermaLink="true">http://www.nea.org/activelife/0109/difference.html</guid><pubDate>Fri, 01 Oct 2004 04:00:00 GMT</pubDate><description><![CDATA[


<table width="200" border="0" cellspacing="0" cellpadding="2" bgcolor="#003399" align="right">
  <tr> 
    <td align="center" valign="middle"> 
      <table width="95%" border="0" cellspacing="0" cellpadding="2">
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="/activelife/archive.html"><font size="-2">Archives</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td colspan="2"><b>Table of Contents&#151;<br>
            Sep 2001</b></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="voices.html"><font size="-2">Voices</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="choices.html">Choices</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="doing.html">Look 
            at What I've Done</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="contribution.html">My 
            Contribution</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="pension.html">Pension 
            Profiles</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="difference.html">Making 
            a Difference</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="bestyears.html">Best 
            Years Guide</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="expert.html">Ask 
            the Expert</a></font></td>
        </tr>
      </table>
    </td>
  </tr>
</table>


<h2>This Active Life: What Can Your Association Do For You?</h2>

      <h3>In Hawaii: Unity Keeps the Association Strong</h3>

      <P>Even though they&#146;re separated by land and sea, active and retired 
        members of the Hawaii State Teachers Association-Retired always know they 
        can count on one another in times of need. That unity has become the hallmark 
        of the entire state Association. </P>
      <P>When K-12 and higher ed members of the Hawaiian State Teachers Association 
        went on strike last spring, they didn&#146;t have to go far for help. 
        HSTA-Retired members jumped at the chance to join the active members in 
        rallies that circled the state Capitol and county buildings. Retired members 
        also assisted in collecting and counting ballots for the strike and ratification 
        votes held on all of the state&#146;s islands.</P>
      <P>"The volunteers were so efficient that in each case, ballot results were 
        made public in time for the 10 p.m. television news," says HSTA-Retired 
        President Karen Muronaka. "We were so proud of the work we did on the 
        strike and the way we held together."</P>
      <P>Working together has become the hallmark of an Association whose members 
        are scattered throughout the state&#146;s five islands and the continental 
        United States. "We keep our members informed through our quarterly newsletter," 
        explains Muronaka. "We also provide members with a toll-free number that 
        is monitored daily. Members unable to reach us directly can leave a message 
        on our voice mail, and we make every effort to reply on the day the call 
        comes in. This can be a challenge, since we lack any paid staff and the 
        time difference between Hawaii and the mainland must be taken into consideration."</P>
      <P>What does help, says Muronaka, is that every district president (each 
        island is a district) has E-mail, providing members easy access to the 
        leaders. The districts also produce their own newsletters.</P>
      <P>One district that has been particularly successful has been the Maui 
        district, which recently won the "Outstanding District" award at the Association&#146;s 
        Delegate Assembly in April 2001. </P>
      <P>"This was a difficult decision, because all of the districts conduct 
        informative and stimulating activities such as whale watching, archaeological 
        expeditions, golf tournaments, and seminars on health care issues and 
        financial planning" says Muronaka.</P>
      <P>At the state Capitol, HSTA-Retired is working hard, monitoring bills 
        that affect the Public Employees&#146; Retirement System and the Public 
        Employees&#146; Health Fund, and testifying for the Association on key 
        bills affecting both plans. </P>
      <P>Recently, the Hawaii legislature passed H.B. 1668, a bill that is part 
        of a growing trend around the United States to bring retirees back into 
        the classroom. It allows the Department of Education to rehire retired 
        teachers during the period of July 1, 2001 to July 1, 2005 in order to 
        address the state&#146;s teaching shortage in specific subject areas. 
        "The rehired teachers will be able to continue receiving their retirement 
        benefits without a penalty for working, a major plus for our members," 
        says Muronaka. The bill was signed into law as Act 308 by the governor 
        on July 2, 2001.</P>
      <P>According to the act, retiree rehires must be retired for at least two 
        years before they can be rehired. The bill also states that retiree rehires 
        may not earn retirement credit or gain additional benefits. </P>
      <P>At the same time the Association helps address the state&#146;s growing 
        teacher shortage, HSTA-Retired also helps active members look ahead to 
        their own retirement, offering pre-retirement workshops during the HSTA 
        Teacher Institute Week. </P>
      <P>"These workshops are such a draw that it&#146;s standing room only," 
        says Muronaka. "Just another way to show we&#146;re all in this together."</P>
      <P>At press time, the state of Hawaii had decided not to ratify the contract 
        it signed with the Hawaii State Teachers Association. For news on the 
        HSTA&#146;s battle to implement the contract, go to <a href="http://www.hsta.org">www.hsta.org</a>.</P>


]]></description></item><item><title>NEA: This Active Life July 2002 -- Cooking</title><link>http://www.nea.org/activelife/0109/cooking.html</link><guid isPermaLink="true">http://www.nea.org/activelife/0109/cooking.html</guid><pubDate>Fri, 01 Oct 2004 04:00:00 GMT</pubDate><description><![CDATA[






<table width="200" border="0" cellspacing="0" cellpadding="2" bgcolor="#003399" align="right">
  <tr> 
    <td align="center" valign="middle"> 
      <table width="95%" border="0" cellspacing="0" cellpadding="2">
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="/activelife/archive.html"><font size="-2">Archives</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td colspan="2"><b>Table of Contents&#151;<br>
            July 2002</b></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="voices.html"><font size="-2">Voices</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="choices.html">Choices</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="people.html">People</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="getinvolved.html">Getting Involved</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="getby.html">Getting By</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="getacquainted.html">Getting Acquainted</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="cooking.html">Cooking</a></font></td>
        </tr>
      </table>
    </td>
  </tr>
</table>


<h2><i>This Active Life</i> July 2002: Cooking</h2>

<h3>Keys to a Healthy Diet</h3>

<p>Marsha Patrick, a nutritionist and chef educator, has a catchy mnemonic to help you remember some essentials for a healthy diet: "People facing aging with great care."</p>

<p>The first letter of each word, Patrick told attendees of the NEA-Retired regional meetings in April, corresponds to some of the key components that those over age 50 need to include in their diets. A chef educator at the Academy of Culinary Arts at Atlantic Community College, Patrick explored the role of these vital elements as well as some foods that provide them.</p>

<ul>
<li><p><strong>Protein.</strong> "Protein is needed to build muscle mass and to build your immune system," and it also is a source of energy, Patrick said. You require approximately 60-75 grams of protein a day, depending on your weight. Good sources of protein include: meat, poultry, peanut butter, eggs, and dairy products.</p></li>

<li><p><strong>Fiber.</strong> "Feast on fiber," Patrick said. We need about 20-35 grams daily. Fiber helps with your cholesterol and blood glucose levels. Make sure to take in plenty of water, because "without water, the fiber is not going to perform," Patrick said. "You really can't get too much fiber in your diet, as long as you drink enough water." Good sources of fiber include bran, carrots, beans, and some fruits.</p></li>

<li><p><strong>Antioxidants.</strong> We're becoming more aware of the role antioxidants--which include vitamins such as C and E, minerals such as magnesium or zinc, and carotenoids such as betacarotene--play in a healthy diet, said Patrick. "Think of antioxidants as the fighting mechanisms in your body." Vitamins and supplements provide some of the antioxidants you need; so do foods such as broccoli, carrots, and spinach. When cooking these foods, steaming or stir-frying them will preserve their natural benefits better than boiling, Patrick said.</p></li>

<li><p><strong>Water.</strong> Dehydration is one of the most frequent causes of hospitalization for those over age 65, Patrick said. Drink six to eight glasses of water a day and cut back on caffeinated beverages.</p></li>

<li><p><strong>Grains.</strong> Most grains--such as bread, cereals, rice, or pasta--are "loaded with fiber, vitamins, and minerals."  Whole grains are especially beneficial.</p></li>

<li><p><strong>Calcium.</strong> Calcium helps make stronger bones and "it is not just for women." Females are at higher risk of osteoporosis, but both men and women can get it, and the majority of older adults are not getting enough calcium in their diets. Good sources of calcium include milk, yogurt, and cheese.</p>
</ul>

<p>At the end of her session for NEA-Retired members, Patrick cooked up a tasty and healthy snack of sea vegetable corn cakes with red pepper pesto.</p>

<p><strong>Editor's Note--</strong><br>
  Patrick's recommendations are in accordance with the American Dietetic Association.</p>







]]></description></item><item><title>NEA: This Active Life -- My Contribution</title><link>http://www.nea.org/activelife/0109/contribution.html</link><guid isPermaLink="true">http://www.nea.org/activelife/0109/contribution.html</guid><pubDate>Fri, 01 Oct 2004 04:00:00 GMT</pubDate><description><![CDATA[


<table width="200" border="0" cellspacing="0" cellpadding="2" bgcolor="#003399" align="right">
  <tr> 
    <td align="center" valign="middle"> 
      <table width="95%" border="0" cellspacing="0" cellpadding="2">
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="/activelife/archive.html"><font size="-2">Archives</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td colspan="2"><b>Table of Contents&#151;<br>
            Sep 2001</b></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="voices.html"><font size="-2">Voices</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="choices.html">Choices</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="doing.html">Look 
            at What I've Done</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="contribution.html">My 
            Contribution</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="pension.html">Pension 
            Profiles</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="difference.html">Making 
            a Difference</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="bestyears.html">Best 
            Years Guide</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="expert.html">Ask 
            the Expert</a></font></td>
        </tr>
      </table>
    </td>
  </tr>
</table>


<h2>This Active Life: My Contribution</h2> 
                  <h3>Telling Stories</h3>
                   
                  <P><IMG SRC="images/contribution.jpg" WIDTH=95 HEIGHT=95 ALIGN="left">What&#146;s in a story? Just ask South Carolina member Mozell 
                    Robinson. She&#146;s been sharing African-American folk tales 
                    and lessons with children and adults around her state for 
                    years.</P>
                  <P>All the world&#146;s a stage, a stage set for storytelling, 
                    says South Carolina member Mozell Robinson. Whether it&#146;s 
                    a kindergarten classroom, a senior citizen center, a college 
                    campus, or a historic plantation, each site is home for Robinson&#146;s 
                    mixture of traditional African-American folktales and personal 
                    stories.</P>
                  <P>"Every one of my stories conveys a message to the audience 
                    and a lesson about African-American culture," says Robinson, 
                    who retired in 1994 after 38 years of teaching. "I try to 
                    get my audience intimately involved with my characters through 
                    the use of props and costumes and a variety of voices for 
                    my characters."</P>
                  <P>Robinson didn&#146;t set out to become a storyteller. In 
                    fact, she came upon her new profession by chance, first trying 
                    out her acting wings. "I was reading the Chester County newspaper 
                    and read about a Cicily Tyson movie being filmed in town. 
                    The movie was in need of African-American actresses, and I 
                    took some photos down to the set, not really knowing what 
                    to expect," recalls Robinson.</P>
                  <P>The film company cast Robinson as a stand-in for Tyson, and 
                    Robinson became hooked on performing. When curators for Historic 
                    Brattonsville, a 720-acre living village and Revolutionary 
                    War site, began looking for a storyteller to relate the experiences 
                    of plantation slaves, Robinson saw a chance not only to perform, 
                    but to educate.</P>
                  <P>"The curator asked me to be an African interpreter, and at 
                    first I was nervous," says Robinson. "But once I realized 
                    the importance of telling the story of the slaves, I knew 
                    it was a role I couldn&#146;t pass up. I said yes, and the 
                    project was so rewarding. I got tremendous feedback from the 
                    curators and the tourists. They felt my presentations were 
                    very moving."</P>
                  <P>Robinson was so convincing that the Brattonsville curator 
                    also recommended her to the film crew of The Patriot, the 
                    Mel Gibson movie that was shot on location in Brattonsville.</P>
                  <P>Once Robinson began storytelling, she decided it was important 
                    to take her skills and her stories on the road. Today, Robinson 
                    is in great demand. She has written and performed her stories 
                    for senior citizen centers, college students, all-mothers&#146; 
                    gatherings, and middle </P>
                  <P>school students. The last group is especially fond of Robinson. 
                  </P>
                  <P>"I think there&#146;s been a resurgence in storytelling because 
                    everyone is trying to get to the heart of their own history," 
                    Robinson notes. "When you listen to my tales, you develop 
                    a personal connection with history. That&#146;s because I 
                    spend a great deal of time researching my stories. I want 
                    people to come away from my session with lessons they&#146;ll 
                    take to heart."</P>
                  <P>"Every one of my stories conveys a message to the audience 
                    and a lesson about African-American culture."</P>


]]></description></item><item><title>NEA: This Active Life July 2002 -- Choices</title><link>http://www.nea.org/activelife/0109/choices.html</link><guid isPermaLink="true">http://www.nea.org/activelife/0109/choices.html</guid><pubDate>Fri, 01 Oct 2004 04:00:00 GMT</pubDate><description><![CDATA[






<table width="200" border="0" cellspacing="0" cellpadding="2" bgcolor="#003399" align="right">
  <tr> 
    <td align="center" valign="middle"> 
      <table width="95%" border="0" cellspacing="0" cellpadding="2">
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="/activelife/archive.html"><font size="-2">Archives</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td colspan="2"><b>Table of Contents&#151;<br>
            July 2002</b></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="voices.html"><font size="-2">Voices</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="choices.html">Choices</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="people.html">People</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="getinvolved.html">Getting Involved</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="getby.html">Getting By</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="getacquainted.html">Getting Acquainted</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="cooking.html">Cooking</a></font></td>
        </tr>
      </table>
    </td>
  </tr>
</table>


<h2><i>This Active Life</i> July 2002: Choices</h2>

<h3>Join the Advocacy Team</h3>

<p><strong>Who:<br>
  </strong>Susie Jablinske Annapolis, Maryland Pre-Retired</p>

<p><strong>Position:<br>
  </strong>Elementary teacher in the Anne Arundel County, Maryland schools.</p>

<p><strong>Why did you become active in the Association?<br>
  </strong>I became active 35 years ago because the Association is an advocate 
  for the rights and needs of educators, and I wanted to be a part of that advocacy 
  team. In addition to helping improve salary, benefits, and working conditions, 
  the Association has played a primary role in developing my leadership skills 
  through excellent training programs and conferences.</p>

<p>I have served as a full-time local president and an NEA Board of Directors member from Maryland. I also was a member of NEA's Executive Committee from 1990 to1996.</p>

<p><strong>Why join NEA-Retired now?</strong><br>
  I became a member of NEA-Retired while still an active member because I wanted 
  to help make sure that NEA-Retired would be actively functioning and providing 
  services when I do retire.</p>

<p><strong>What's your biggest retirement concern?</strong><br>
  My biggest concern is finding a spot to use my skills. I also worry that I'll 
  miss working with children.</p>

<p>What is the toughest retirement decision you'll have to make?
Deciding when to retire. I want to retire while I still enjoy teaching and still have the energy to embark on new activities and work on new goals.<hr width="100"></p>



<h3>Reach Out to Schools</h3>

<p><strong>Who:</strong><br>
  Steven Click San Luis Obispo, California Recently Retired</p>

<p><strong>Position Prior to Retirement:</strong><br>
  Before relocating to California, I was an elementary teacher for 26 years in 
  Barrow and Fairbanks, Alaska. For part of my career, I taught a half-day and 
  served as a social studies focus project coordinator for a half-day. That assignment 
  made me better appreciate the contributions of non-classroom staff members.</p>

<p><strong>How I'm Spending My Time:</strong><br>
  I volunteer in the local public schools and am an on-call substitute teacher. 
  I visit local schools to share my experiences of living in Alaska. I'm also 
  active in a local advocacy group that provides outreach programs to local schools 
  on concerns about gay, lesbian, bisexual, and transgender people. In addition, 
  I've become an avid cross-country skier and share a cabin in the Sierra Nevada 
  mountains. I'm also enjoying traveling around the world. It's great to visit 
  places I had only read about, experience other cultures, and meet new people. 
  In my first two years of retirement, I spent about seven months in Europe on 
  two trips, once using a EurailPass and once staying for an extended time with 
  a U.S. Department of Defense teacher friend in southern Spain. On the horizon: 
  a short visit to a small resort on the island of Moorea.</p>

<p><strong>Advice to Future Retirees:</strong><br>
  Plan ahead for financial security, but not so much that you don't enjoy the 
  present. Don't put off adventures today for possible adventures after retirement.<hr width="100"></p>



<h3>Always Active</h3>

<p><strong>Who:</strong><br>
  Pearl Mack Chicago, Illinois Active Retired</p>

<p><strong>Association Career:</strong><br>
  On the national level, I've served on the Executive Committee and the Board 
  of Directors, among other duties. I've also held a variety of board and committee 
  positions at the state and local level.</p>

<p><strong>Why Be Active In NEA?</strong><br>
  If someone is spending my money, they need my input and assistance! My mom always 
  told me: "If you have a problem, don't complain about it. Do something about 
  it."</p>

<p><strong>How are You Spending Your Time Now?</strong><br>
  I just finished chairing an Illinois Education Association statewide conference. 
  I'm also on the go attending regional, state, and national Association meetings. 
  I like to read, do yoga, and work on my computer. One of my favorite things 
  to do is to have a movie marathon with a retired friend.</p>

<p><strong>Tips for Future NEA-Retired Leaders:</strong><br>
  Join your state and national (and local, if allowable) Retired Associations 
  before you retire so you don't miss a beat being actively involved and helping 
  to ensure that public education is a legislative priority in every community. 
  Do what you believe you should, not what others think you should. In essence, 
  retire to your best life!</p>

<p><strong>Advice for Future Retirees:</strong><br>
  Designate something from every paycheck to invest in mutual funds, bonds, or 
  other investments. But don't forget to travel while you can still walk without 
  aches and pains!</p>









]]></description></item><item><title>NEA: This Active Life -- Best Years Guide</title><link>http://www.nea.org/activelife/0109/bestyears.html</link><guid isPermaLink="true">http://www.nea.org/activelife/0109/bestyears.html</guid><pubDate>Fri, 01 Oct 2004 04:00:00 GMT</pubDate><description><![CDATA[


<table width="200" border="0" cellspacing="0" cellpadding="2" bgcolor="#003399" align="right">
  <tr> 
    <td align="center" valign="middle"> 
      <table width="95%" border="0" cellspacing="0" cellpadding="2">
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="/activelife/archive.html"><font size="-2">Archives</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td colspan="2"><b>Table of Contents&#151;<br>
            Sep 2001</b></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><a href="voices.html"><font size="-2">Voices</font></a></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="choices.html">Choices</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="doing.html">Look 
            at What I've Done</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="contribution.html">My 
            Contribution</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="pension.html">Pension 
            Profiles</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="difference.html">Making 
            a Difference</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="bestyears.html">Best 
            Years Guide</a></font></td>
        </tr>
        <tr align="left" valign="top" bgcolor="#FFFFFF"> 
          <td width="8"><font size="-2" color="#FFFFFF">s</font></td>
          <td width="220"><font face="Times,Times New Roman" size="-2"><a href="expert.html">Ask 
            the Expert</a></font></td>
        </tr>
      </table>
    </td>
  </tr>
</table>


<h2>This Active Life: Best Years Guide</h2>
                  
                  <h3>Finance: Scamming Seniors</h3>
                   
                  <P>If it sounds too good to be true, it probably is. That should be the 
        mantra of every older American. Seniors are a favorite target of con artists, 
        and many have lost hundreds, even thousands, of dollars to a wide variety 
        of schemes. </P>
      <P>Too often, we&#146;ve heard of trusting retirees who have lost their 
        life savings to a scam. The trouble is, the con artist is often hiding 
        behind a business suit, telephone line, or computer terminal.</P>
      <P>How can you avoid getting scammed? Knowledge is key. Here are some of 
        the top scams used to bilk seniors of their money.</P>
      <P>Free vacation scam. If you&#146;ve gotten a call, letter, or postcard 
        announcing a free, five-day vacation in sunny Bermuda or Hawaii, don&#146;t 
        fall for it. There&#146;s a catch, and a scam. You may be required to 
        pay a travel club membership of $200. Most clients never receive anything 
        or end up in substandard accommodations. By the time you call to complain, 
        the con artist has moved on.</P>
      <P>Charity fraud scheme. Throughout the year, but most of all during the 
        holiday season, you probably get appeals by telephone or mail urging you 
        to contribute to a worthy cause. You can check out www.give.org, a Web 
        site for the Better Business Bureau and the National Charities Infor-mation 
        Bureau, for warnings.</P>
      <P>Investment schemes. If you&#146;ve gotten calls or E-mails with offers 
        to get rich quick, don&#146;t fall for it. The only people getting rich 
        are the ones behind the scams.</P>
      <P>Remember, let the buyer or investor beware.</P>
      <B><I> Short Takes</I> 
      <P>Telemarketing Law</P>
      </B> 
      <P>You&#146;re getting ready for bed and the phone rings. Thinking this 
        is an emergency, you answer the phone&#150;&#150;only to find a telemarketer 
        or worse, a pre-recorded message. Sound familiar? Fortunately for you, 
        the Federal Communications Commission is taking aim at abusive telemarketers. 
        The Telephone Consumer Protection Act is designed to help consumers avoid 
        unwanted solicitations. Tell the solicitor to place you on the company&#146;s 
        "do not call" list. The company must keep you on the list for two years. 
        Telemarketers are also barred from calling homes before 8 a.m. and after 
        9 p.m., so report the telemarketer immediately. You might want to let 
        the telemarketer know that consumers can sue the telemarketer in state 
        court if they violate such provisions&#150;&#150;that may stop the calls 
        immediately. To be removed from telemarketing lists, mail your request 
        to Telephone Preference Service, P.O. Box 9014, Farmingdale, NY 11735-9014. 
        Or go to www.the-dma.org/consumers.</P>
      <B> 
      <P>Stopping Junk Mail</P>
      </B> 
      <P>If you&#146;re tired of all the junk mail, you may request the Direct 
        Marketing Association, a trade group of telephone and mail marketers, 
        to remove your name from national contact lists. Your name will remain 
        on the do-not-mail list for five years. After that, you may re-register. 
        Mail your requests for removal to Mail Preference Service, P.O. Box 9008, 
        Farmingdale, NY 11735-9008. </P>
      <B> 
      <P>Stopping Spammers</P>
      </B> 
      <P>To submit a complaint about unsolicited commercial E-mail (also called 
        "junk E-mail" or "spam"), E-mail the Federal Trade Commission at uce@ftc.gov. 
        You can also notify your internet service provider.</P>
      <B> 
      <P>Know Your Charities</P>
      </B> 
      <P>One favorite scam of con artists is collecting funds for a bogus charity 
        organization and seniors are particularly vulnerable. Before you send 
        your donation, make sure the charity is legitimate. Contact the National 
        Charities Information Bureau, 19 Union Square West, New York, NY 10003, 
        or go to <A HREF="http://www.give.org/">www.give.org</A>.</P>
      <B><I> 
      <P>WebSources</P>
      </i></B> 
      <P>How can you avoid getting scammed? Here are some Web sites you can check 
        out:</P>
      <P><A HREF="http://www.bbb.org/">Better Business Bureau<br>
        </A>The Better Business Bureau site offers news alerts, consumer advice, 
        and contacts for reporting businesses.</P>
      <P><A HREF="http://www.seniors.gov/">FirstGov for Seniors<br>
        </A>This site offers you the latest news and information on a variety 
        of topics and a special section on consumer protection. Check out this 
        site for the latest in con schemes. You can even file a complaint on this 
        site.</P>
      <P><A HREF="http://www.consumer.gov/idtheft">Identity Theft<br>
        </A>This is the place to go if you think someone has stolen your Social 
        Security number or ID.</P>
      <P><b><i><font size="4">Travel:<br>
        Coupons Take Flight</font></i></b> </P>
      <P>It really pays to be a senior, especially when it comes to flying. For 
        frequent and even infrequent travelers, most airlines offer senior coupon 
        books. Carriers that don&#146;t offer coupon books often offer senior 
        discounts on most fares or membership in senior clubs.</P>
      <P>"If you&#146;re a frequent flier like me, an airline coupon book can 
        make a big difference," says NEA-Retired Vice-President Jack Kinnaman. 
        "I&#146;m surprised when I hear of someone who&#146;s paid full fare for 
        a flight. It&#146;s time all seniors knew about these coupon books."</P>
      <P>Typically, airline coupon booklets consist of four or eight coupons. 
        Each coupon is good for a one-way trip within the lower 48 states, Canada, 
        Mexico, Puerto Rico, and the Caribbean. If you plan to fly to Hawaii or 
        Alaska, however, most airlines will require two coupons for a one-way 
        trip. A four-coupon book from Continental Airlines sells for $579 while 
        a coupon book from Northwestern or Delta costs $676. An eight-coupon book 
        sells for about $1,000. America West, for example, offers an additional 
        perk. If you&#146;re traveling with one or two grandchildren, you can 
        use your coupons for their flight as well.</P>
      <P>What&#146;s so good about the coupon books? The coupons can be used for 
        instant travel on a standby basis and there is no minimum-stay requirement 
        or Saturday-night layover requirement. If you don&#146;t want to take 
        a chance on stand-by, you must make your reservation 14 days in advance.</P>
      <P>However, there are a few things to remember. Keep in mind that in this 
        age of fare wars, the coupon may not always offer you the best fare. Make 
        sure you avoid the airline blackout dates. And always check with your 
        travel agent or the airline Web site for promotional fares or restrictions.</P>
      <P>It&#146;s also wise to select an airline that has the most convenient 
        routes and schedules to your favorite destinations. Even though your coupon 
        covers connections, you&#146;ll save yourself a lot of problems. Make 
        sure you carry your identification at all times and don&#146;t forget 
        to check on all of your fare options. A little research will go a long 
        way.</P>
      <B><I> 
      <P>WebSources</P>
      </i></B> 
      <P>Looking for additional ways to save money on your trips? Here are some 
        Web sites that will make your trip enjoyable and affordable:</P>
      <P><A HREF="http://www.independenttraveler.com/">Independent Traveler<br>
        </A>This site offers listings of senior discounts, travel club plans, 
        and more.</P>
      <P><A HREF="http://www.educatorstravel.com/">Educators Bed and Breakfast<br>
        </A>Educators are often the best tour guides and contacts for your vacation 
        and in this case, the best hosts. Check out this site before you travel. 
        You&#146;ll find a cozy home, villa, or seaside apartment.</P>
      <P><A HREF="http://www.fs.fed.us/recreation/recinfo/passports.shtml">Golden 
        Age Passport<br>
        </A>The Golden Age Passport offers seniors a lifetime pass for national 
        parks, monuments, historic battle sites, and recreation areas run by the 
        federal government, all for $10. The pass gives you a 50 percent discount 
        to the areas.</P>
      <B><I> 
      <P><font size="4">Gardening:<BR>
        Fall Planting For Spring Bloom</font></P>
      <FONT SIZE=4></font></i></B> 
      <P>Tis the season for planting in your garden, especially if you want beautiful 
        and healthy spring blooms.</P>
      <P>Ask gardening experts and they&#146;ll agree that fall is prime time 
        for planning and planting. Why? </P>
      <P>For one thing, fall brings more reliable rainfall than summer. Temperatures 
        are cooler, so the soil doesn&#146;t dry out as quickly. Also, new additions 
        to your garden are more likely to make it to full flower if planted in 
        the fall because they haven&#146;t had to withstand the summer heat and 
        because pest population tends to decline in the fall, say experts from 
        the American Nursery and Landscape Association.</P>
      <P>What should you plant? Spring-flowering bulbs, especially if you love 
        tulips, lilies, daffodils, and crocuses. In areas where winters are mild, 
        tulips should be planted later than other bulbs, when the temperature 
        has cooled to 60 degrees Fahrenheit. </P>
      <P>If you&#146;re a peony fan, experts say fall is the very best time to 
        plant these beautiful bloomers. </P>
      <P>It&#146;s also the time to plant most trees and shrubs. Many nurseries 
        and garden centers offer good sales on bulbs, trees, and shrubs in the 
        fall. Make sure the roots of the sale plants you&#146;ve selected are 
        healthy and your soil is well prepared. </P>
      <P>Then, all you have to do is pull on your gloves and start planting.</P>
      <B><I> ShortTakes</I> 
      <P>Reseed Your Lawn</P>
      </B> 
      <P>Fall is not only the best time to plant trees and shrubs, it&#146;s the 
        best time to reseed cool-season lawns in many parts of the country. First 
        aerate, then sow the seed. Water regularly to maintain even moisture. 
        Two weeks after planting, add your fertilizer. If the seed takes, you&#146;ll 
        have a nice healthy lawn by spring and will be the envy of your neighborhood. 
        If it doesn&#146;t take, don&#146;t be discouraged&#150;&#150;and make 
        sure you&#146;ve chosen a seed that is hardy in your planting region. 
        If you&#146;re using chemical fertilizers, always make sure animals and 
        children steer clear of your planting area.</P>
      <B> 
      <P>Visit Flower Fields</P>
      </B> 
      <P>For a gardening vacation, try a trip to the Flower Fields at Carlsbad 
        Ranch, a favorite California tourist site because of its vast stretches 
        of flowering plants and shrubs. The farm, located in Southern California 
        near Interstate 5, features more than 50 acres of rolling hillside. In 
        spring, the hills are ablaze with 200 million yellow, pink, orange, red, 
        and white ranunculus flowers. The ranch also features a 3,000 square-foot 
        All America Rose Selection garden, containing each of the AARS winners 
        since 1940 and featuring new rose varieties. Admission to the ranch ranges 
        from $3 to $7. For more information and directions, call 760/431-0352 
        or visit the farm&#146;s Web site at www.theflowerfields.com.</P>
      <B> 
      <P>Check Your Almanac</P>
      </B> 
      <P>Don&#146;t forget your almanac when you plan your spring garden. The 
        Old Farmer&#146;s Almanac is on the Web and you&#146;ll find articles, 
        weather reports, and lunar calendars. You&#146;ll also be able to reate 
        a personal calendar. Go to www.almanac.com.</P>
      <B> 
      <P>Ask North Haven</P>
      </B> 
      <P>If you have a gardening question, North Haven Gardens Nursery will be 
        ready with answers. Go to the NHG Web site at www.nhg.com.</P>
      <B><I> 
      <P>WebSources</P>
      </i></B> 
      <P>Need help planning or planting your garden? Try these sites:</P>
      <P><A HREF="http://www.ahs.org/">American Horticultural Society<br>
        </A>One of the nation&#146;s oldest gardening organizations, AHS has created 
        a site to answer your questions. There&#146;s even a section featuring 
        master gardeners.</P>
      <P><A HREF="http://www.bulb.com/">Netherlands Flower Bulb Information Center<br>
        </A>This center is the press office of the Dutch bulb industry and a treasure 
        trove of planting tips, historical information, and guides for purchasing 
        tulips, lilies, and the like. </P>
      <P><A HREF="http://www.hgtv.com/">HG TV<br>
        </A>HG TV offers a wide range of gardening tips and projects to complement 
        its gardening programs.</P>


]]></description></item></channel>
		</rss>
